Why choose About Risk?

Why do we need Insurance?

When the subject of insurance comes up, it is generally not met with a great deal of interest or enthusiasm much of the time. However, having adequate insurance coverage of all types is an integral part of keeping your financial security and best interests in line. While it may be an appealing proposition to think that your home will never be damaged by a natural disaster or that you will never get into an automobile accident, the truth is that the best course of action is to prepare for the worst and hope for the best.

If you are a business owner you also have a lot to worry about. You have to keep your customers happy, your employees paid, and your liabilities for getting involved with lawsuits low. In addition to all of this, you have to keep a suitable amount of business insurance on hand to cover your business should an unfortunate accident occur.

To find out about the types of insurances available please see below

Products Offered

The following types of insurance are able to be purchased by you through an About Risk adviser. This list does not include all types of policies available in the various insurance markets and is only intended to be a brief summary of covers available to assist in your assessment of whether such insurance protection may be needed.




Association Liability


Cancellation & Abandonment

Builders Warranty

Credit Insurance


Directors & Officers

Business Interruption

Directors & Officers Legal Expenses

Contract Works

Employment Practices Liability


Entertainment & Events

Domestic - Home, Contents, Personal Property

Excess Liability

Electronic Equipment Breakdown

Excess Professional Indemnity

Employee Dishonesty

Internet Liability


Kidnap Ransom & Extortion


Legal Expenses


Management Liability

General Property

Medical Indemnity


Medical Indemnity Support Payment

Home Business

Professional Indemnity

Industrial Special Risks

Public & Products Liability


Statutory Liability


Tax Audit


Trustees Liability

Mortgage Protection


Strata Plan




Carriers Liability

Corporate Travel

Goods In Transit - Import/Export

Domestic Workers Compensation

Goods In Transit - Inland

Personal Accident & Sickness

Marine hull /P&I (Commercial)


Marine P&I (Commercial)

Voluntary Workers Personal Accident

Private Pleasure Craft

Workers Compenstation ACT

Shipbuilders Warranty

Workers Compensation - Extra Territorial


Workers Compensation - NT


Workers Compensation - TAS


Workers Compensation - Top Up


Workers Compensation - WA



Motor Vehicle


Caravan & Trailer


Commercial Motor Vehicle


Prestige Motor


Private Motor Vehicle


Private Motor Vehicle - Third Party, Fire & Theft


Private Motor Vehicle - Third Party Property Damage




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