Why choose About Risk?

Why do we need Insurance?

When the subject of insurance comes up, it is generally not met with a great deal of interest or enthusiasm much of the time. However, having adequate insurance coverage of all types is an integral part of keeping your financial security and best interests in line. While it may be an appealing proposition to think that your home will never be damaged by a natural disaster or that you will never get into an automobile accident, the truth is that the best course of action is to prepare for the worst and hope for the best.

If you are a business owner you also have a lot to worry about. You have to keep your customers happy, your employees paid, and your liabilities for getting involved with lawsuits low. In addition to all of this, you have to keep a suitable amount of business insurance on hand to cover your business should an unfortunate accident occur.

To find out about the types of insurances available please see below

Products Offered

The following types of insurance are able to be purchased by you through an About Risk adviser. This list does not include all types of policies available in the various insurance markets and is only intended to be a brief summary of covers available to assist in your assessment of whether such insurance protection may be needed.


Property

Liability

Aviation

Association Liability

Bonds

Cancellation & Abandonment

Builders Warranty

Credit Insurance

Burglary

Directors & Officers

Business Interruption

Directors & Officers Legal Expenses

Contract Works

Employment Practices Liability

Crop

Entertainment & Events

Domestic - Home, Contents, Personal Property

Excess Liability

Electronic Equipment Breakdown

Excess Professional Indemnity

Employee Dishonesty

Internet Liability

Engineering

Kidnap Ransom & Extortion

Farm

Legal Expenses

Fire

Management Liability

General Property

Medical Indemnity

Glass

Medical Indemnity Support Payment

Home Business

Professional Indemnity

Industrial Special Risks

Public & Products Liability

Landlords

Statutory Liability

Livestock

Tax Audit

Money

Trustees Liability

Mortgage Protection

 

Strata Plan

 
   

Marine

Personnel

Carriers Liability

Corporate Travel

Goods In Transit - Import/Export

Domestic Workers Compensation

Goods In Transit - Inland

Personal Accident & Sickness

Marine hull /P&I (Commercial)

Travel

Marine P&I (Commercial)

Voluntary Workers Personal Accident

Private Pleasure Craft

Workers Compenstation ACT

Shipbuilders Warranty

Workers Compensation - Extra Territorial

 

Workers Compensation - NT

 

Workers Compensation - TAS

 

Workers Compensation - Top Up

 

Workers Compensation - WA

   

 

Motor Vehicle

 

Caravan & Trailer

 

Commercial Motor Vehicle

 

Prestige Motor

 

Private Motor Vehicle

 

Private Motor Vehicle - Third Party, Fire & Theft

 

Private Motor Vehicle - Third Party Property Damage

 

 

 

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